Natural Capital
We drive initiatives from within businesses that contribute to the protection, conservation,
restoration, and regeneration of ecosystems and natural resources, as well as to climate
change mitigation and adaptation. This leads us toward a resilient, low-carbon economy with
positive outcomes for nature.
Our strategy focuses on supporting our clients in transforming their businesses through
innovative solutions that foster changes enabling them to be more profitable over time,
strengthen adaptation, and stimulate ecological regeneration.
We integrate guidelines set forth by:
SARAS
We identify and mitigate environmental and social risks in the financing of projects and
sensitive sectors.
The Environmental and Social Risk Management System (SARAS) is part of Davivienda's risk
management framework; it includes policies and procedures aimed at assessing credit granting
in corporate, construction, and business segments, evaluating investment decisions, and
managing strategic suppliers.
The SARAS Methodology establishes policies regarding amounts and terms, sensitive activities, and local regulations. It is aligned with the standards, performance norms, and exclusion list of the International Finance Corporation - IFC. This includes the assessment of risks related to climate change and human rights.
Eco-efficiency
At Davivienda, we have a strong commitment to minimizing the environmental impact of our
processes and making the world a greener place.
The objective of our eco-efficiency strategy is to achieve efficient use of natural resources and
contribute to climate change mitigation through programs and initiatives that integrate a culture
of efficiency and the use of technological solutions within the organization.
Milestones
We are a Carbon Neutral organization
We have received the carbon neutrality certification from ICONTEC for Colombia and Central
America (2022-2025).
Renewable Energy Seal
Awarded by ICONTEC under the GHG Protocol, this recertification recognizes our operations in
Colombia and Central America for implementing energy efficiency projects and acquiring renewable
energy certificates.
Zero Waste Certification
This seal highlights organizations for their circular economy processes by reducing waste and
promoting reuse, repair, and recycling. We are the first bank in Colombia to be certified as
Zero Waste with a GOLD category.
