Colombia Costa Rica El Salvador Honduras Panama

Economic and corporate governance

We offer innovative solutions to drive growth and competitiveness in our environment.

Sustainable Finance

For Davivienda, sustainable finance is a key means to leverage the fulfillment of the commitments declared in our material themes of: inclusion, prosperity, and natural capital. Thus, through our sustainable strategy, we seek to mobilize resources and serve as a vehicle that enables their allocation to contribute to the construction of a more equitable, inclusive society with a positive impact on the environment.

COP

17%

share of the
total portfolio

COP

$24.7 Tn

Our Sustainable Portfolio

$5.544,5 M

USD

Figures as of December 2024

Our goal 2023: to have a share in the sustainable finance portfolio consisting of loans with environmental and social benefits equivalent to 30% of our total portfolio

Our categories

Green Financing

We seek to contribute to achieving the environmental goals of the countries in which we operate by mobilizing resources toward solutions in climate change mitigation and adaptation, land and water management, biodiversity protection, conservation and restoration, circular economy, and pollution prevention and control, among other areas.

COP

$7.6 Tn

CONSOLIDATED

$1.718,6 M USD

COP

$6.1 Tn

Colombia

$316.8 M

USD
central america

Figures as of December 2024

Imagen

Social Financing

We work on closing gaps to foster diversity and promote equity through our financing lines such as: Low Income Housing, women led SMEs and Low Income Housing for women.

COP

$16.9 Tn

CONSOLIDATED

$3.825,9 M USD

COP

$16.1 Tn

Colombia

$162 M

USD
central america

Figures as of December 2024

Imagen

Sustainable Funding

From our role as a financier, we seek to mobilize resources to fund activities and projects with significant environmental and social benefits. We achieve this purpose through a shared value approach, using innovative financial instruments to generate prosperity in the countries where we operate.

Historical ASG Funding Balance Achieved:

$2.599 M

USD

Disbursement History 2014-2024

Responsible investment

We are committed to incorporating ESG factors (environmental, social, and corporate governance) into the investment evaluation process and managing risks more effectively. Our goal is to build portfolios that integrate ESG best practices, recognizing that, in our role, we can contribute to economically, socially, and environmentally responsible development.

Learn about our Responsible Investment Policy.

Corporate governance

We promote actions that strengthen the organizational culture through a Corporate Governance model that ensures the opinion and participation of all our stakeholders. Learn more here.

Our Corporate Governance system consists of principles, policies, and norms that establish a set of best practices aimed at promoting transparency, ethics, and honesty in our actions. This constitutes a commitment to our stakeholders and the preservation of our business ethics.

Therefore, we understand that from our Board of Directors, the representation of its members and their experience is vital in guiding the Bank's strategy. Thus, we prioritize diversity, objectivity, and adequate knowledge of the organization and the sector in this governing body.
Meet the members of our Board of Directors.

Economic and corporate governance

Sustainable Finance

Total Sustainable Portfolio Balance

COP

$22.5 Tn

Figures as of December 2024

Green Financing

COP

$6.2 Tn

Total Green
Lines Balance

Figures as of December 2024

Our Green Lines

Social Financing

COP

$16.1 Tn

total Social
Lines BALANCE

Figures as of December 2024

LOW-INCOME
HOUSING

We actively participate in government social housing programs, helping thousands of families achieve the dream of owning their own home.

LOW-INCOME HOUSING
FOR WOMEN

We support Colombian women in achieving their dream of owning their own home.

Sustainable Funding

In Colombia, we have managed resources to finance various projects. This funding includes the issuance of two bonds.

Green Bond


In 2017 we issued the Green Bond for:

COP

$433 M

Term: 10 years

We have financed 84 sustainable construction projects, which have obtained, or are in the process of obtaining, sustainable construction certifications such as LEED or EDGE

Gender-focused Social Bond

First Gender-focused Social Bond in Colombia and South America

USD

100M

Term: 7 years.

We have financed women-led SMEs and women in achieving their dream of owning their own homes.

Responsible investment

PRI

We adhere to the United Nations Principles for Responsible Investment. We have 2 portfolios with ESG focus through Fiduciaria Davivienda.

Economic and corporate governance

Sustainable Finance

Total Sustainable Portfolio Balance

$134.9 M

USD

Figures as of December 2024

Green Financing

Green Products

GREEN LIFE
INSURANCE

For every policy purchased, a contribution is made to the restoration of mangroves in Bahía Tomas.

10

hectares
rehabilitated

14.8K

policies

Economic and corporate governance

Sustainable Finance

Total Sustainable Portfolio Balance

$117.7 M

USD

Figures as of December 2024

Green Financing

$68.8 M

USD

Figures as of June 2024

Green Products

GREEN LIFE
INSURANCE

It is a life insurance policy where for every policy purchased, a contribution is made to the restoration of mangroves in Barra de Santiago.

6.2

hectares restored since the beginning of the project

+22K

policies

Green Savings Accounts

For every opening of a Mobile Account, DaviPlata, or Digital Fixed-Term Deposit, the customer supports the release of three neonate sea turtles.

+1,67M

turtles released since 2009.

Figures as of December 2024

Social Financing

$48.9 M

USD

Figures as of December 2024

Social Lines, Programs, and Initiatives

SMEs
Women

The portfolio of Small and Medium Enterprises led by women represents 33% of the bank's SME portfolio.

Sustainable Businesses Club: Since 2010, we have developed the Sustainable Businesses Club, a unique proposal in the entire region, aimed at promoting business initiatives with digital and sustainable financial and non-financial products and services.

Economic and corporate governance

Sustainable Finance

Total Sustainable Portfolio Balance

$100.6 M

USD

Figures as of December 2024

Green Financing

$39.2 M

USD

Figures as of December 2024

Green Products

For every policy purchased, a contribution is made to the restoration of mangroves in the Punta de Conga Ramsar site, located in the community of El Venado, in the southern part of the country.

6

hectares
of mangroves planted

141K

hatchlings of golfina turtles released

+3K

policies

Social Financing

$61.4 M

USD

Figures as of December 2024

Low Income Housing

Economic and corporate governance

Sustainable Finance

Total Sustainable Portfolio Balance

$85.3 M

USD

Figures as of December 2024

Green Financing

$50.9 M

USD

Figures as of December 2024

Social Financing

$34.4 M

USD

Figures as of December 2024